Business Insurance › General Liability Insurance

General Liability Insurance

General liability coverage may respond to certain claims that your operations caused bodily injury or property damage to another person. It is not a catchall for every business risk, and its scope depends on the policy.

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What to discuss

Where customers and vendors interact with you
work at client locations
products and completed work
contract requirements
limits, deductibles, and exclusions

Questions to bring

Which activities create a claim by someone outside the business?
What does the policy exclude?
Does a contract require specific limits?

Reading the details

Before choosing a policy, confirm the business's legal name, covered operations, locations, property or vehicles, limits, deductibles, exclusions, contract requirements, and effective date. Ask how changes in the business should be reported. A certificate of insurance does not change policy terms.

The right policy depends on the business's facts and the terms an insurer offers. We can listen, explain the choices and limits, and help you decide what further information is needed for a proposal.

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Website content is provided for general educational purposes and does not amend, extend, or create insurance coverage. Coverage is subject to the terms, conditions, limitations, and exclusions of the applicable policy.