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Inland Marine Insurance

Some business property spends much of its time in transit, on a job site, or at a client's location. Inland marine coverage may address certain movable property when a standard premises-based property policy leaves a gap.

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What to discuss

Tools, equipment, installations, and other movable property
locations and transit
ownership and responsibility
valuation, deductibles, exclusions, and claim documentation

Questions to bring

Where is our equipment on an ordinary day?
Who is responsible when it is at a job site?
Are the values and schedules current?

Reading the details

Before choosing a policy, confirm the business's legal name, covered operations, locations, property or vehicles, limits, deductibles, exclusions, contract requirements, and effective date. Ask how changes in the business should be reported. A certificate of insurance does not change policy terms.

The right policy depends on the business's facts and the terms an insurer offers. We can listen, explain the choices and limits, and help you decide what further information is needed for a proposal.

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Website content is provided for general educational purposes and does not amend, extend, or create insurance coverage. Coverage is subject to the terms, conditions, limitations, and exclusions of the applicable policy.