Personal Insurance › Condo Insurance

Condo Insurance

Condo protection depends in part on what the association's master policy covers and what the unit owner is responsible for. Reviewing that boundary can prevent assumptions about walls, finishes, improvements, and assessments.

What to review

• Association master-policy terms
• unit improvements and interior property
• belongings
• liability
• loss assessment
• additional living expenses
• deductibles and exclusions

Questions to bring

• Where does the association's responsibility end?
• Have I changed fixtures or finishes?
• What assessments might my policy address?

Reading the details

Before choosing a policy, review the people and property listed, limits, deductibles, exclusions, optional endorsements, and effective date. Ask what changes when one option costs less than another. A proposal is a starting point for comparison; only the applicable policy and effective date determine coverage.

We can talk through the details and help you compare the terms that apply to your situation. A website page cannot determine whether a specific loss is covered.

Website content is provided for general educational purposes and does not amend, extend, or create insurance coverage. Coverage is subject to the terms, conditions, limitations, and exclusions of the applicable policy.